OUR SERVICE IS SAVINGS

by reducing insurance expense for our clients to the lowest cost while improving upon existing coverage.

LEARN HOW

SETUP A MEETING

WORKING TOGETHER

We work with you, insurance brokers and insurance providers to find you the best insurance program at the lowest cost. We start with the best offer your existing broker gives you, then show you how we can save you money. If we don’t save you money, you pay nothing.

WHO WE ARE

WHAT WE DO

WHY DO YOU NEED OUR HELP? JUST A FEW OF THE MANY BARRIERS PLACED IN FRONT OF YOU

Hidden Broker Fees

Although brokers must disclose their commissions, often more fees are hidden in the policy. Plus, brokers can receive “bonus” compensation from the insurance provider.

Excess Commissions

Insurance companies offer brokers a “bonus commission” for meeting quotas. As a result, there’s an incentive to suggest a company that may not be the best option for the client.

Misaligned Compensation

Brokers are not directly incentivized to give you the best deal possible. Typically, the more you pay, the more they make. What’s their incentive to lower your cost?

Misplaced Trust

Don’t get us wrong, insurance brokers are great people. We love working with them. But, we help remove the discomfort of questioning whether they’re doing the best they can for you.

False "Best Offer"

A broker may tell you they have given you the best offer they can, but more often than not, we are able to get a better offer from your existing broker.

Low Quality Specifications

The details that go into your specification that’s sent to insurance companies for quotes are key. Well-written arguments often help lower your quotes.

Wrong Market Access Point

Not all brokers are created equal in the eyes of an insurance company. Insurance companies give discounted rates to their biggest brokers. There is no one broker that is the biggest client of all insurance companies. We submit your bids to the brokers that can get the right discounts for you.

Manufactured Alternative Quotes

Brokers may provide a seemingly detailed list of quotes. Unfortunately, many times these alternative quotes were poorly executed and result in declinations. Brokers can use their marketing list to help sell you on the quote they want you to take, but it may not be the most transparent representation of the insurance market.

Market Blocking

Some brokers submit incomplete or weak applications to insurance providers in an attempt to block other brokers from receiving a quote from that provider. We can monitor submissions to prevent this practice from harming your renewal market process.

THE MASON DIFFERENCE

NATIONWIDE CLIENTELE

A 100% SUCCESS RATE

MORE THAN $100 MILLION SAVED

WILL I HAVE TO SWITCH BROKERS?

Not necessarily. If you are happy with your current broker, then our objective is to keep you with them at the lowest possible cost. Often times, when our clients do switch brokers, it’s because the savings is so significant elsewhere, they elect to capture the savings.
DOESN'T MY BROKER ALREADY SHOP THE MARKET FOR ME?

To a degree yes, but they can only shop the market with the carriers they have access to. Sometimes they may not even submit to a competitive insurance company because historically they have not been competitive in a specific industry. In addition, the broker is typically paid a percentage of the premium as compensation. In essence, the higher the premium, the more they are compensated. This is a slight conflict of interest when shopping for the most competitively priced program.
WILL UTILIZING MASON INSURANCE SERVICES BE AN ADDITIONAL EXPENSE?

Mason Insurance Services is an expense reduction company. We work on a contingent fee basis for the first year, so we work on a percentage of the savings. If we don’t save your company money, you pay nothing!
HOW CAN I BE SURE MASON INSURANCE SERVICES WILL HELP ME SAVE MONEY?

Well we haven’t failed a client yet. But if we don’t save you money, there is no charge. We would be happy to provide references to our current clients upon request. We feel our value is best described through our clients.